Z Insurance your one stop shop for insurance
Terms & Conditions
Introduction:
Collectively referred to as "our website," we operate and maintain various websites, including but not limited to www.zinsuranceteam.com & www.zinsurancellc.com. This document outlines the Terms and Conditions of Use for our website. Please carefully read and review these terms, as your access to and use of our website are subject to these conditions and applicable laws.
Sections:
1. Your Acceptance
2. Privacy Policy
3. Changes to Terms
4. Permissions to Act on Your Behalf
5. User Registration
6. Additional Terms of Service
7. External Websites
8. Third-Party Websites
9. Content & Ownership
10. User Conduct
11. Security & Monitoring Notice
12. Termination of Use
13. Indemnity
14. Limitation of Liability
15. Jurisdiction & Venue
16. Representation
17. Integration & Severability
18. Contact Us
1. Your Acceptance
By accessing, browsing, and using the site, you agree to these Terms and Conditions without limitation or qualification. Whether or not you are a registered user, your use of the website signifies your acceptance of these terms.
2. Your Privacy Policy
Our Privacy Policy details how we handle and disclose your personal information. By using the site, you also agree to our Privacy Policy, available at https://www.zinsuranceteam.com/general-5. Please review this policy regularly, as it may change without notice.
3. Changes to Terms
We reserve the right to modify, suspend, or discontinue the website at any time, with or without notice. Your continued use of the website after any changes constitutes acceptance of those changes.
4. Permission to Act on You Behalf
Any instructions or requests you make on our website or with our licensed agents are considered your permission for us to provide information or conduct transactions on your behalf. Certain actions may require verification through your Password, PIN, SSN, or other identifiers.
5. User Registration
Some website features are limited to registered users. Approval is at our discretion for www.zinsuranceteam.com. Some plans you may apply through us will use external websites you may be able to create a registered login account. By registering, you agree to provide accurate information and maintain the confidentiality of your account information.
6. Additional Terms for Service
Specific programs or services may have additional terms, which will prevail in case of conflicts with these Terms and Conditions.
7. External Websites
Our website may contain links to external sites for your convenience. We don't control these sites and are not responsible for their content. Use external sites at your own risk, and review their policies.
8. Third-Party Website Applications
We use third-party applications (TPWAs) for communication. Your use of TPWAs is voluntary, and their policies govern your activity on those platforms.
9. Content & Ownership
The website's content, including text, images, and multimedia, is protected by intellectual property rights. Use of copyrighted data requires permission, and site branding may not be used without consent.
10. User Conduct
Use the website lawfully and do not engage in prohibited activities listed in these Terms and Conditions.
11. Security & Monitoring Notice
To protect the website and users, activities may be monitored. Users consent to such monitoring, and we reserve the right to report illegal activities.
12. Termination of Use
We may terminate or suspend your access to the website for violation of these terms or other unlawful conduct.
13. Indemnity
You agree to defend and indemnify us from liabilities arising due to your breach of these Terms and Conditions or inappropriate use of the website.
14. Limitation of Liability
The website is provided "as is" without warranties. We are not liable for damages arising from your use of the website.
15. Jurisdiction and Venue
These terms are governed by the laws of California. By using the website, you consent to jurisdiction and venue in state and federal courts in San Diego.
16. Representations
You represent that you have the legal right to enter this agreement and provide accurate information.
17. Integration and Severability
This agreement constitutes the entire understanding between the parties and supersedes prior agreements. If any provision is deemed invalid, it will not affect the validity of the remaining provisions.
18. Contact Us
If you have questions about these terms, please contact us at admin@zinsuranceteam.com with the subject line "Terms & Conditions: Clarifications/Questions"